Loans
Find relevant loans
Answer a few questions about your business and our e-Adviser for Government Assistance will recommend loans you can apply for.
If you’re looking for government assistance schemes announced at Budget 2025, head to our Budget 2025 page.
Go to e-Adviser for Government Assistance
For all sectors
-
Enterprise Financing Scheme - Mergers & Acquisitions (EFS - M&A)
The Enterprise Financing Scheme - Mergers and Acquisitions Loan (EFS-M&A) finances the acquisition of local or overseas target enterprises.Scheme is enhanced to include targeted asset acquisitions, such as intellectual property and contracts until 31 March 2030.
Enterprise Financing Scheme - SME Working Capital Loan
The Enterprise Financing Scheme - SME Working Capital Loan (EFS-WCL) helps SMEs finance their operational cashflow needs.Enterprise Financing Scheme - Trade Loan
The Enterprise Financing Scheme - Trade Loan (EFS-TL) finances trade needs, which includes inventory/stock financing, structured pre-delivery working capital (revolving working capital), factoring (with recourse)/bill of invoice/AR discounting, overseas working capital loan and bank guarantee (capped at 2 years’ tenure).The maximum loan quantum will be permanently increased from $5 million to $10 million. Please note that the company’s group annual sales turnover should not exceed S$500 million.
Enterprise Financing Scheme (EFS)
The Enterprise Financing Scheme (EFS) is a comprehensive tool to enable Singapore enterprises to access financing more readily across all stages of growth.Enterprise Financing Scheme-Green (EFS-Green)
The scheme supports project developers, system integrators and technology & solution enablers who develop enabling technologies and solutions to reduce waste, resource use or greenhouse gas emissions, especially in the sectors of clean energy, circular economy, green infrastructure, and clean transportation. From 1 April 2024 onwards, support is expanded to include green solution adopters. -
Enterprise Financing Scheme-Green (EFS-Green)
The scheme supports project developers, system integrators and technology & solution enablers who develop enabling technologies and solutions to reduce waste, resource use or greenhouse gas emissions, especially in the sectors of clean energy, circular economy, green infrastructure, and clean transportation. From 1 April 2024 onwards, support is expanded to include green solution adopters.Sustainable Loan Grant Scheme
The SLGS supports corporates of all sizes to obtain sustainable and transition financing by defraying the expenses of engaging independent service providers to validate the sustainability credentials of the loan.
For specific sectors
-
Enterprise Financing Scheme - Project Loan
The Enterprise Financing Scheme - Project Loan (EFS-PL) finances the fulfilment of secured overseas projects.